Pay Nothing Until Spring!

Up to 15 Months Interest Free with 3 Month Payment Holiday on Us

Holiday at home with your new 4 Seasons products, relaxing with 15 months interest free and no payments for the first 3 months. Available with new or existing Q Card / Q Mastercard or Gem Visa holders until 31st August 2020.

New to Interest Free Finance? Sign up now!

It takes 5 minutes and once approved, you’re ready to start your spa journey…

Apply Now on the Q Card Website

Apply Now on the Gem Visa Website

Already a Gem or Q Card holder? Get in touch with your nearest dealer now…

Q Card Terms & Conditions

  • No interest for 15 months with 1st 3 Months ‘Payment Holiday’ is available until 31st August 2020.
  • Minimum spend $500.
  • Annual Account Fee of $50 applies.
  • A $55 Establishment Fee for new Q Mastercard Cardholders and a $35 Advance Fee for existing Q Mastercard Cardholders will apply.
  • Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout the interest free period (excluding the 3 month ‘Payment Holiday’ period).
  • Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period.
  • Q Mastercard Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at the end of a payment holiday or interest free period.
  • Q Mastercard lending criteria, fees, terms and conditions apply. Rate and fees are correct as at date of publication, subject to change.

Gem Visa Terms & Conditions

  • 3 Months Deferred then 12 Months Interest Free.
  • Normal credit and lending criteria and fees, including a Gem Visa $55 establishment fee and annual fees ($52 Gem Visa / $50 Gem CreditLine), apply.
  • Minimum purchase $500.
  • Payment for your purchase will be deferred for the stated period, during which, no interest will accrue and no monthly payments need to be made.
  • The interest free period will continue after the deferred payment period, for the stated time which requires a minimum monthly payment.
  • Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20, whichever is more, will not be sufficient to repay the purchase amount(s) within the interest free period.
  • Prevailing interest rate (currently Gem Visa 25.99% p.a./ Gem CreditLine 29.95% p.a.) applies to any outstanding balance on the expiry of the interest free period. Gem Visa / Gem CreditLine is provided by Latitude Financial Services Limited.

Finance

Talk to your sales consultant about finance options or apply now using the links below.

4 Seasons Current Finance Offers:

Q Card / Q Mastercard

Special offer valid 02/04/2020 – 02/06/2020
No Interest for 15 Months with no payments for the first 3 months of the 15 month term (“3 month payment holiday”) or
No Interest for 12 Months
Available on Flexi Payment Plans in-store.
Terms and conditions:
Minimum spend $500. Annual Account Fee of $50 applies. New Cardholder fee – $55 establishment. Existing Cardholder fee – $35 Advance. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.
To apply for finance, please click here: Q Mastercard

Gem  Visa / Gem CreditLine

Purchase with Gem Visa or Gem Creditline for 12 months interest free.
Terms and conditions:
Minimum purchase $500. Not available with online sales. Normal credit and lending criteria and fees including $55 establishment fee and annual fee ($52 Gem Visa / $50 Gem CreditLine) apply for all new Gem applications. Prevailing interest rate applies following the end of the interest-free period. Gem Visa / Gem CreditLine is provided by Latitude Financial Services Limited.
To apply for finance, please click here: Gem Visa