Current Finance Promotions

Q Card / Q Mastercard 

18 MONTHS INTEREST FREE!

With up to $100 Credit Back. 

Minimum purchase $750. Minimum monthly payments required. Offer ends 31/10/2020.

View full T’s&C’s below. 

Not a cardholder? Sign up in just 5 minutes here

Gem Visa/ Gem CreditLine

10 MONTHS NO INTEREST, NO PAYMENTS! 

10 months interest free with no repayments during the stated period.

Minimum purchase $500. Minimum monthly payments required. Offer ends 31/12/2020.

View full T’s&C’s below. 

Not a cardholder? Sign up in just 5 minutes here

Always Available Finance Offers

12 MONTHS INTEREST FREE! 

Available with Q Card / Q Mastercard or with Gem Visa. 

Minimum purchase $750. Minimum monthly payments required.

View full T’s&C’s below. 

Terms & Conditions

Q Card 

Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout the interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period e.g. 12 months interest free. $50 Annual Account Fee applies, paid in 6 monthly instalments ($25 applied on opening and every six months thereafter). New Cardholder fee - $55 Establishment. Existing Cardholder fee - $35 Advance. Standard Interest Rate, currently 25.99% p.a. or 22.95% p.a. (depending on your card) applies to any outstanding balance at end of a payment holiday or interest free period. Lending criteria, fees, terms and conditions apply. Rate and fees are correct as at date of publication, subject to change.

Gem Visa/ Gem CreditLine

Normal credit and lending criteria and fees, including a Gem Visa $55 establishment fee and annual fees ($52 Gem Visa / $50 Gem CreditLine), apply. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. Prevailing interest rate (currently Gem Visa 25.99% p.a./ Gem CreditLine 29.95% p.a.) applies to any remaining balance on the expiry of the interest free period. Gem Visa / Gem CreditLine is provided by Latitude Financial Services Limited.