Gem Visa/ Gem Creditline

24 MONTHS INTEREST FREE!
24 months interest free with monthly minimum repayments required.
Minimum purchase $1,000. Offer ends 31/07/2022.
Credit and lending criteria and fees apply, including a Gem Visa $55 establishment fee and annual fees ($52 Gem Visa / $50 Gem CreditLine). Prevailing interest rate (currently Gem Visa 25.99% p.a./Gem CreditLine 29.95% p.a.) applies after any interest free term ends. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. Credit provided by Latitude Financial Services Limited.

18 MONTHS INTEREST FREE!
18 months interest free with monthly minimum repayments required. 
Minimum purchase $250.Offer ends 31/12/2022.
Credit and lending criteria and fees apply, including a Gem Visa $55 establishment fee and annual fees ($52 Gem Visa / $50 Gem CreditLine). Prevailing interest rate (currently Gem Visa 25.99% p.a./Gem CreditLine 29.95% p.a.) applies after any interest free term ends. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. Credit provided by Latitude Financial Services Limited.

12 MONTHS INTEREST FREE! 
12 months interest free with monthly minimum repayments required. 
Minimum purchase $250. 

Credit and lending criteria and fees apply, including a Gem Visa $55 establishment fee and annual fees ($52 Gem Visa / $50 Gem CreditLine). Prevailing interest rate (currently Gem Visa 25.99% p.a./Gem CreditLine 29.95% p.a.) applies after any interest free term ends. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. Credit provided by Latitude Financial Services Limited.

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Current Finance Promotions

Q Card / Q Mastercard 

18 MONTHS INTEREST FREE!
18 months interest free with monthly minimum repayments required. 
Minimum purchase $250. Offer ends 31/12/2022.
Available on Long Term Finance (LTF) purchases until 31 December 2022.  Minimum spend $250. Lending Criteria, $50 Annual Account fee, Fees, Ts&Cs apply. An Establishment fee of $55 (first LTF transaction) or a $35 Advance Fee (subsequent LTF transactions) applies. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of interest free period.*Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Rate and fees correct as at date of publication, subject to change. Instore and online. Columbus Financial Services Limited or Consumer Finance Limited (as applicable) reserve the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

12 MONTHS INTEREST FREE! 
12 months interest free with monthly minimum repayments required. 
Minimum purchase $250.
Available on Long Term Finance (LTF) purchases. Minimum spend $250. Lending Criteria, $50 Annual Account fee, Fees, Ts&Cs apply. An Establishment fee of $55 (first LTF transaction) or a $35 Advance Fee (subsequent LTF transactions) applies. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of interest free period.*Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Rate and fees correct as at date of publication, subject to change. Instore and online. Columbus Financial Services Limited or Consumer Finance Limited (as applicable) reserve the right to amend, suspend or terminate the offer and these terms and conditions at any time without notice. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

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